Compensation Category Physical Injury Compensation Amount (Effective as from 02 February 2024)Maximum (Rs) A Outpatient 100,000 B Inpatient 200,000 C Temporarily Disabled 600,000 D Permanently disabled 1,400,000 D1 Total paralysis resulting from road traffic accident. (1) Total loss of sight (100% of category D) 1,400,000 (2) Loss of 2 limbs (100% of category D) 1,400,000 (3) Loss of both hands (100% of category D) 1,400,000 (4) Loss of all fingers and both thumbs (100% of category D) 1,400,000 D2 Loss of arm (1) At shoulder (75% of category D) 1,050,000 (2) Between shoulder and elbow (75% of category D) 1,050,000 (3) At elbow (75% of category D) 980,000 (4) Between wrist and elbow (70% of category D) 980,000 D3 Loss of hand at wrist (70% of category D) 980,000 D4 Loss of fingers (1) All fingers of one hand (70% of category D) 980,000 (2) Four fingers (60% of category D) 840,000 D5 Loss of thumb (1) Both phalanges and first metacarpal (36% of category D) 504,000 (2) Both phalanges (30% of category D) 420,000 (3) One phalanx (20% of category D) 280,000 D6 Loss of Index Finger (1) Three phalanges and second metacarpal (21% of category D) 294,000 (2) Three phalanges (14% of category D) 196,000 (3) Two phalanges (11% of category D) 154,000 (4) One phalanx (9% of category D) 126,000 D7 Loss of Middle Finger (1) Three phalanges and third metacarpal (15% of category D) 210,000 (2) Three phalanges (12% of category D) 168,000 (3) Two phalanges (9% of category D)Â 126,000 (4) One phalanx (7% of category D) 98,000 D8 Loss of ring finger (1) Three phalanges and fourth metacarpal (10% of category D) 140,000 (2) Three phalanges (7% of category D) 98,000 (3) Two phalanges (6% of category D)Â 84,000 (4) One phalanx (5% of category D) 70,000 D9 Loss of little finger (1) Three phalanges and fifth metacarpal (10% of category D) 140,000 (2) Three phalanges (7% of category D) 98,000 (3) Two phalanges (6% of category D)Â 84,000 (4) One phalanx (5% of category D) 70,000 D10 Loss of metacarpals (1) First or second (8% of category D) 112,000 (2) Third, fourth or fifth (3% of category D) 42,000 D11 Loss of hearing (both ears) (60% of category D) 840,000 D12 Loss of one eye (30% of category D) 420,000 D13 Loss of legs (1) Both legs (100% of category D) 1,400,000 (2) Both feet (100% of category D) 1,400,000 (3) At or above knee (75% of category D) 1,050,000 (4) Below knee (65% of category D) 910,000 (5) Loss of foot (60% of category D) 840,000 (6) Midfoot (35% of category D) 490,000 (7) All toes of a foot (20% of category D) 280,000 D14 Loss of great toe Both phalanges and first metatarsal (23% of category D) 322,000 Both phalanges (14% of category D) 196,000 One phalanx (3% of category D) 42,000 D15 Loss of second toe (1) Three phalanges and second metatarsal (7% of category D) 98,000 (2) Three phalanges (3% of category D) 42,000 (3) Two phalanges (2% of category D) 28,000 (4) Two phalanges (2% of category D) 14,000 D16 Loss of third toe (1) Three phalanges and third metatarsal (7% of category D) 98,000 (2) Three phalanges (3% of category D) 42,000 (3) Two phalanges (2% of category D) 28,000 (4) One phalanx (1% of category D) 14,000 D17 Loss of fourth toe (1) Three phalanges and fourth metatarsal (7% of category D) 98,000 (2) Three phalanges (3% of category D) 42,000 (3) Two phalanges (2% of category D) 28,000 (4) One phalanx (1% of category D) 14,000 D18 Loss of fifth toe (1) Three phalanges and fifth metatarsal (7% of category D) 98,000 (2) Three phalanges (3% of category D) 42,000 (3) Two phalanges (2% of category D) 28,000 (4) One phalanx (1% of category D) 14,000 D19 Loss of metatarsals (1) First (10% of category D) 140,000 (2) Second, third, fourth or fifth (4% of category D) 56,000 E Death 1,500,000